Not enough advisers are speaking to their clients about social security. David Giertz, president of Nationwide Financial conducted a survey including both people close to retirement and those far away from it. He found most advisers weren’t talking about social security.
But it is in the interest of both the adviser and the client for the adviser to talk about social security. 4 out of 5 people surveyed said that they would change advisers if their advisers weren’t talking about social security. David Giertz thinks that advisers avoid talking about social security because it’s so complex. The social security handbook has 2700 rules, which is a lot to comprehend and the advisers are probably not confident about knowing those rules.
But social security could be up to 40% of a retiree’s income, so it should be talked about. Also, people could lose up to $300,000 over 25 years if they take social security too early. So social security is very important according to soundcloud.com which is why advisers really need to talk to their clients about social security.
David Giertz is the president of Nationwide Financial, a position he has held for four years at https://twitter.com/davidgiertz. He is responsible for the distribution of retirement plans, wholesale management, life insurance, annuities, and mutual funds.
David Giertz has over 30 years of experience in the financial industry. He is one the board of trustees with Millikin University, which is where he got his bachelor’s degree, and he is an industry arbitrator with FINRA. He has an MBA with the University of Miami.
Learn more about David Giertz: https://www.linkedin.com/in/david-giertz-5aa76051
USHEALTH Group is a Fort Worth, TX based insurance provider that is dedicated to providing unique Life, Specific Disease/Sickness, Accident and Disability insurance. To date over 15 million customer have been served in over 50 collective years of service. The insurance programs are available to self-employed individuals, families, small business owners and their employees. Click here to know more.
What makes USHEALTH Group unique is the customer service. Customers are provided with not only a unique set of available insurance options, but their is a dedicated staff of employees working at wholly-owned subsidiaries to provide unparalleled customer service. This is accomplished through highly trained health advisors that will take the time to understand what their customer wants and needs. In doing this, USHEALTH Group advisors don’t try to put everyone into a one size fits all plan. This not only saves money for the customer, but results in a better long term experience.
The major categories of plans available for purchase are Life, Specific Disease/Sickness, Accident and Disability insurance. Inside each of the plans lies a broad portfolio of options that will meet the needs of different types of consumers. This is another uniqueness of USHEALTH Group, that there are many choices available. For example, if a customer is on a limited budget or does not want to meet a high deductible before receiving benefits, there are plans available that will provide the needed coverage in a cost effective manner. Also, if a customer wants a more tailored coverage portfolio, there are also many options available that are both flexible and affordable.
In addition to having uniquely flexible and affordable plans, USHEALTH Group also has a very desirable location. By being based in Fort Worth, TX, they are able to achieve several cost benefits for themselves. Being centrally located in the country enables easy servicing of customers in all parts of America. Fort Worth also has a relatively low cost of living and those savings are directly related to the cost of plan administration. Lastly, the centralized location in the country makes an ideal location for a call center due to ease of understanding different accents.
Equities first holding is one of the best firms in the world that provide alternative financing and capital to business people who are in urgent need of money: those who cannot access the money or capital from banks. With offices in 9 countries spread across all the continents, equities first have completed over 70 transactions worth $1.4 billion. Among the cities where it operates include London, Hong Kong, Singapore and three different cities in Australia.The Australian office in Melbourne has been relocated due to a large number of clients. This move will see to it that customers are well served and all their financial needs are attended. The new location is in the heart of Melbourne city, giving EFH a better stand in reaching all the customers. The new address of their Melbourne office is Pty Ltd., Level 2, at 287 Collins Street, Melbourne, Victoria 3000. They can be contacted through their phone number +61 3 8688 7191.
EFH specializes in stock-based loan services. It gives the clients this form of capital and financial assistance to expand their business operations. The loans are unrestricted, thus offering the customers more flexibility in regards to where to invest or how to use the money. Based on the risk assessment and the possibility of future growth, the firm gives the clients the security needed. The performance is evaluated regarding bonds, stock and treasuries.
Any businessperson or private individual with a significant amount of shares or stock in a given company can borrow a loan from Equities First. The shares will be used as collateral for your loan. Anybody in need of first money to settle a significant debt or pay some business expenses will benefit by liquidating their shares with EFH. With banks unwilling to give credit to such people due to the high risk involved, equities first takes the risk for you.
Source of the article: Click here.
When it comes to health care, there are a lot of issues that need to be addressed. There are also many companies and medical facilities that are working overtime to provide the assistance needed in order to bring forth the cures to different illnesses. However, a lot of these companies are not going to be able to do it by themselves. Fortunately, partnerships can be formed so that things can be more efficient. One partnership has been formed with Allscripts, NantHealth and Cancer Treatment Centers of America in order to address the issue of cancer and hopefully come up with better techniques for treating the issue.
According to Wikipedia, CTCA is a company that has plenty of information on cancer. They also have a ton of information on the different types of treatments that one could get as it depends on the side effects that could come with chemotherapy. For one thing, chemotherapy has a wide range of side effects that could depend on the type of person who is getting the treatment. CTCA can provide people with the information on how to treat the side effects. A lot of the side effects of chemotherapy are physical. At the same time, there are mental side effects that could occur with the individual.
Cancer Treatment Centers of America is one company that is worth looking into for many people who either have cancer or are related to someone who is suffering from cancer. One thing that is certain is that there are different types of technology and medications being developed so that one can actually get the needed treatment for cancer. Also, one will be able to easily detect it so that he will be able to treat it. Afterwards, he will be able to move on and live a healthier life knowing how to prevent further cases.
Troy McQuagge is the incumbent chief executive officer and president of the prestigious USHEALTH Group Inc. He is a recognized for his entrepreneurial prowess and unmatched top level business strategies. From the time he set off his career in the health insurance department, Troy has amassed over three decades of experience. He is presently situated in Coppell, Florida.
Troy earned his Bachelor’s degree in Legal Studies from the University of Central Florida. After completing his education, he joined at Allstate Insurance team in 1983. He then proceeded to enter UICI/Health Market. Troy moved on to become a part of the USHEALTH Group executive team later in2010. His entrance in the company was marked by his selection as president of the company’s distribution agency, USHEALTH Advisors.
Troy McQuagge was significant to the notable growth and turnaround of the sales department at USHEALTH Advisors. His success here encouraged the management to elevate him to a managerial position at USHEALTH Group Inc. The company is a renowned insurance service provider that boasts of an extensive portfolio of customized covers for their vast client base. They package their services in competitive offers that target the self-employed and small business owners among others.
One Planet Awards
The One Planet Awards seeks to give recognition to companies all over the world for their professional and business expertise and success. In effect to demonstrating leadership excellence and visionary strategies, Troy McQuagge gained industry and peer recognition from this celebrated award body by being awarded the Gold Award and the most coveted CEO of the year award.
Troy expresses his job by stating that in essence the award truly belonged to his hard working team at USHEALTH Group and the company as a whole. He further forwarded that the award was a visual representation of the company’s growing dedication and unwavering commitment to providing their clients and potential customers as well a working solution to the quality and affordable healthcare as the client’s needs evolve.
This undeterred commitment to revolutionize and innovate the health system has propelled the company ahead of its competitors and identified them as the forefront industry providers.
According to the article, “Cancer Treatment Centers of America® Partners with Allscripts and NantHealth to Launch Clinical Pathways, a Comprehensive and Custom Oncology Treatment Platform,” CTCA’s Chief Medical Officer of the Southeastern Regional Medical Center is George Daneker, Jr., MD. He said that Clinical Pathways will show all applicable treatment options for each cancer patient. This will help to eliminate guesswork and provide better outcomes for patients.
CTCA is based in Boca Raton, Florida. It is made up of five hospitals around the country that treat adult cancer patients. The hospitals that comprise Cancer Treatment Centers of America are in Chicago, Philidelphia, Atlanta, Tulsa, and Phoenix. The clinical approach the company uses is based on genomic testing, surgery, immunotherapy, radiation, and chemotherapy in order to help patients beat this deadly disease. Both before, during, and after treatment, CTCA helps patients manage the side effects of both the cancer they have and the treatments that are designed to irradicate it.
It was in 1988 that Cancer Treatment Centers of America was founded by Richard J. Stephenson. Richard mother had died of cancer and he wasn’t satisfied with the treatment options that were available at that time. The first hospital that was part of CTCA was the Midwestern Regional Medical Center and the other four hospitals were added between 2005 and 2012. CTCA also has a presence in other parts of the world including Mexico, Latin America, the Caribbean, and the Middle East.
Beneful dog food coupons can be found a variety of websites including coupons.com, Beneful.com, target.com, Walmart.com and couponsherpa.com. You can download Beneful dog food coupons online from several websites. The Beneful website coupons are free but you have to register to receive their coupons. Beneful dog food.Beneful dog food coupons are accepted at all grocery stores including Walmart, Target and Winn Dixie. Visit their official website: Click here.
Several of the coupons offered are good until June 30, 2017. However, the coupons on Pet Coupon Souce expire in May 2017. While most of these Beneful coupons expire, there are some coupons offered by Beneful on their website that have no expiration date, which means you can use them whenever the times come that you are looking to buy Beneful dog food.
Most of the coupons available online are for the dry dog food but Walmart.com has some coupons for Beneful’s canned dog food. When you use these coupons, your dog will thank you and you will thank yourself for saving money. The coupons available cover all the different flavors of wet dog food. Beneful coupons can also be found in local grocery store advertisements but usually expire weekly. Other places you can find Beneful coupons are in your Sunday newspaper, they usually have a large spread of various coupons. Always make sure you are checking online frequently as the coupons change out, while also some remain. Walmart currently has the most coupons for Purina Beneful dog food. These digital coupons exist to save you money, when it comes to feeding your dog.
Of all the apps that have come into use in classrooms, ClassDojo may be the smallest yet most effective of them all. Where Facebook has been the online space for everyone to congregate at during there personal time, ClassDojo is starting to take that same role in classrooms across the world. It’s a simple app with a section called student stories where students and teachers can take photos or post announcements of class projects. Parents can instantly see those activities and if they have questions teachers can answer them immediately. Teachers now have the ability to tell parents immediately how students are performing and what they can do to help them study better, so now many schools are starting to use ClassDojo in place of parent-teacher meetings.
The popularity of this app isn’t hard to see when you consider the work that its founders Sam Chaudhary and Liam Don put into it. Chaudhary and Don graduated from college in the UK and traveled to the US to connect with various business communities in their endeavor to find ideas for a disruptive app. Education stood out to them as an area not addressed by most tech companies and they began searching for ways they could assist teachers with their app. They came up with a behavior points app that allowed teachers to award students bonuses for good cooperation. But Chaudhary and Don didn’t stop there.
The two entrepreneurs saw a chance to introduce a Facebook-like system into the classroom while still maintaining the focus on education, so they added student stories and photo streams. But they also wanted to introduce videos to teachers and students about mindset growth so that students would be encouraged to put an effort into challenging subjects. So they partnered with a Stanford research center to create a short animated series about learning abilities.
ClassDojo has gotten popular simply through teachers and parents telling others about it. Chaudhary and Don were able to attract venture capital suppliers to the app as it grew more popular but they wanted to save money by not using any advertising vehicles. So far ClassDojo has gotten $30 million in funding with the latest in 2016 being $21 million. So far Chaudhary and Don want to protect users from outsiders through hardening the app’s security layers and using authentication methods to beef up security. The app has not been monetized yet, but Chaudhary and Don say they are working on additional content that can be paid for while general use of ClassDojo will remain free. For additional Info, check on amazon.com.
For further read, hit http://www.inc.com/salvador-rodriguez/classdojo-monetization-slack-classrooms.html
Chris Burch is a United States-based serial entrepreneur and investor. For over 40 years of professional experience, he has worked to determine that the fashion and technology industry grow together in a manner that does not depict the actual nature of industry development. For this reason, we might offer better results through the cooperation induced in this arena. According to Chris Burch, business is all about finding a gap between implementation and innovation. Or this reason, you will strike like a vagabond and make more money from the people. As a result, you become richer. However, few people have the capability of determining the differences between innovation and implementation. For this reason, not every businessperson can manage to become a real investor or entrepreneur.
As a matter o fact, Chris Burch has worked as an investor in this industry to develop high-end solutions through the accessibility and management of the most sophisticated industries in this world. For this reason, no one has known the development associated with this business entity. When he was first introduced into the world of entrepreneurship by his brother, he founded a fashion company by the name Eagle Eye Fashions. He spent only $2,000 to commence the unique development. However, he sold the company at $165 million after 15 years of operation. This is what he has done to more than 40 companies that he has founded and sold in the United States.
The fashion industry has initiated working developments where business is never as usual. For the technology industry, it will never be complete if the fashion industry is not in its association, for this reason, we must understand that the two industries are growing together. As a matter of fact, everyone has seen the adoption of technological capabilities in the world in a manner that depicts fashion. For this reason, they end up working or different capabilities.
One o the most outstanding concepts about these industries is that they keep growing together in a manner that cannot be excluded. For this reason, people are now treating their growth as seamless in these two industries. If you look at the technological development factories, they always try to develop their products using the latest technology. For this reason, they understand that people will get attracted to these industries in a manner that is not depicted in the management. For this reason, we might understand how these industries have worked if we look at the past events closely.
USHEALTH Advisors believe that their success begins with the success of their client. To that end, they offer first class field support to their client. USHEALTH Advisors provides funding for the production of pre-qualified, targeted leads from marketing channels that are proven. They work closely with different local sales management to identify the most efficient lead sources in a market. Constant testing of new lead generation methods assists USHEALTH Advisors in making sure that their career agents are in an ideal position to win. With an ever rising database of more than four million leads and counting, their career agents never run short for their prospective clients.
Through strategic business partnerships of USHEALTH Advisors, their career agents have access to additional services and products which improve the value of the personalized protection portfolio . Ability to create a high-value, tailored protection plan allows career agents to improve customer retention, maximize client relations and ultimately, increase the income.
USHEALTH Group , Inc., with the help of its subsidiaries of National Foundation Life Insurance Company and Freedom Life Insurance Company of America, aspires to be a trusted choice for Healthcare in whole America. To that end, USHEALTH Group and the companies that come under this brand name efficient in offering innovative Life , Sickness, Disability Insurance solutions for families, self-employed individuals, and small business owners along with their employees. With the help of its insurance companies, this Group has served around fifteen million customers with customized tailored plans for more than five decades.
For those individuals who are either concerned regarding satisfying a high annual deductible on a very limited budget or before they get any benefits from the insurance plan, USHEALTH offers a portfolio of different innovative products which tailored from the very first dollar benefits for providing substantial network discounts and covered services across a broad spectrum of sources. No matter which kind of health coverage they pick, they help their customers to enhance protection with their full line of ancillary products, comprising Critical Illness, Accident, Income Protector, Term Life Insurance, Vision and Dental Plans.
About USHEALTH Group: www.ushealthfamily.com